Home Partners of America evaluates rent-to-income and debt-to-income ratios, FICO scores, housing, employment, and criminal history. Our free Pre-Qualification Questionnaire outlines basic applicant criteria.
Work with a real estate agent to find an eligible home listed for sale you love. Homes must be in one of our approved areas and be a single-family home or fee-simple townhome. The list price must be less than or equal to our maximum purchase price for your chosen metro* and have at least 2 bedrooms
After approval, you must work with a licensed agent to find an eligible Program home. If you are already working with a real estate agent, discuss our Program with them to start the process. If you do not have an agent, our team can pair you with an experienced agent in your area.
On average, it takes 45-60 days from application approval to move-in. After Full Application submission, you can expect a 1-3 business day processing time.
You may exercise your Right to Purchase at any time for up to 5 years (3 years in Texas). Purchasing the home is an option, not an obligation. At the end of each lease term, you can renew, or walk away with no penalty.